Select Your Injury Type

(check all that apply)

Birth Injuries

Brain Injuries

Broken Bones

Burns

Hearing Loss

Vision Loss

Paralysis

Sexual Abuse

Back Injuries

Surgery

Neck Injuries

Other

Name

Email

Phone

Address

City

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming

Zip

Date of birth

010203040506070809101112 01020304050607080910111213141516171819202122232425262728293031 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 1906 1905 1904 1903

Cause

Truck Accident Car Accident Dangerous Drug Medical Device Maritime Accident Railroad Accident Bad Faith Insurance Governmental Liability Slip Trip & Fall Lawyer Negligence Healthcare Negligence Wrongful Death Cruise Ship Injury Recreational Boating Dog Bite Motorcycle Accident Other

Injury date

010203040506070809101112 2023 2022 2021

Injured party

me spouse child relative friend

Est. medical bills

Is this injury work related?

yes no

Have you already filed a Personal Injury lawsuit for this injury?

yes no

Was the injury someone else's fault who can be held financially responsible?

yes no

Do you have an attorney?

yes no

I agree to the Terms & Conditions

By submitting your request, you grant permission for one of our premier partners to contact you using the phone number or email address that you have provided so we may assist you with your request. You agree that the matched advocate or law firm may use an automatic telephone dialing system even if the number you provided is a wireless phone number.

Please complete the math problem to prove you are not a robot: =

El Paso Bad Faith Insurance Lawyer | El Paso Insurance Litigation Attorney

El Paso Insurance Claims Attorney

If you have been offered an unfair settlement or have had your claim denied by your insurance provider, you may feel helpless to do anything to fight back. an El Paso bad faith insurance lawyer knows how to deal with these situations and can help make sure that you are not taken advantage of by your insurance company.

El Paso bad faith insurance attorneys handle cases including:

• Insurance Litigation
• Disability Insurance
• Life Insurance Policies
• Fire Insurance Policy Litigation
• Health Insurance Policy Claims
• Automobile Insurance Claims
• Uninsured Motorist Claims
• Property and Casualty Insurance Coverage
• Homeowners Insurance Litigation
• Accidental Death Policies
• Bad Faith Insurance Claims
• Uninsured - Underinsured Coverage

What is Bad Faith Insurance?

There are a variety of ways in which an insurance subscriber can be mistreated by the insurance company with whom they hold a policy. A claim may be wrongfully rejected, the company may make unreasonably slow payment, the investigation may be improper, or the company may make only partial payment. When any of these things occurs, the insurance company has acted in bad faith. This is a nationwide phenomenon and happens to El Paso, Texas, policy holders all the time.

The bottom line is that insurance companies are in the business of making money. Their goal is to accept premiums while paying out on as few claims as possible. Call an El Paso bad faith insurance lawyer to help you fight back!

El Paso, TX Bad Faith Insurance Lawyer

In Texas, an insurer has the responsibility to deal with its insured with a high standard of care. Insurance contracts imply a fiduciary duty flowing from the insurer to the insured. This means that the insurance company must treat the policyholder with a duty of care and loyalty by dealing fairly, honestly, and in good faith at all times. If the insurance company breaches its contract with the policyholder, the policyholder may have a cause of action, which, in Texas, is called “First Party Bad Faith Litigation.” If you are an El Paso area policyholder and your insurance company has acted in bad faith with regard to your policy benefits, please do not hesitate to contact an El Paso bad faith insurance lawyer or El Paso County bad faith insurance lawyer today to discuss your case.

There are many types of insurances sold by many different types of agencies and agents. Below are just some insurance agents in the El Paso, Texas area:

What Protections Does Texas Law Provide Against Abuses by Insurance Companies?

The Texas Insurance Code has the following laws for governing the behavior of insurance companies:

• 542.001. Short Title;
• 542.003. Unfair Claim Settlement Practices Prohibited;
• 542.004. Examination of Tax Returns Prohibited;
• 542.005. Record of Complaints;
• 542.006. Periodic Reporting Requirement;
• 542.007. Comparison of Certain Insurers to Minimum Standard of Performance; Investigation;
• 542.008. Complaints Against Insurers; Investigation;
• 542.009. Review of Investigation Results; Hearing;
• 542.010. Cease and Desist Order; Enforcement;
• 542.011. Time Limit to Appeal;
• 542.012. Attorney's Fees;
• 542.013. Personnel; and
• 542.014. Rules

Furthermore, the Texas Unfair Claim Settlement Practice Act provides a list of illegal settlement practices, such as:

1. Knowingly misrepresenting pertinent facts or policy provisions relevant to the claim.
    
2. Failure to respond to communications concerning the policyholder’s claim with reasonable promptness.
    
3. Failure to implement reasonable standards for quickly investigating claims arising under one of its policies.
    
4. Failure to make prompt and fair settlements in good faith when there is reasonable certainty regarding liability on a claim.
    
5. Compelling subscribers to take legal action to recover benefits due to them under their policy by offering a settlement for substantially less than fair value of the claim, or than what would be recovered in a lawsuit.
    
6. Failure to maintain accurate and complete records of all complaints over a period of three years since the date of last examination by the commissioner of insurance or last examination, whichever time period is shorter.
    
7. Committing other actions, which the State Board of Insurance has defined, by regulations adopted pursuant to its rule-making authority, as unfair claim settlement practices.

For more information, contact an El Paso insurance attorney. You may also wish to consult the Texas Insurance Code 542.001-542.302.

What Can an El Paso, TX Bad Faith Insurance Lawyer Do For You?

As noted, El Paso insurance attorneys who handle bad faith insurance cases represent policyholders in claims against insurance companies that have refused to pay a claim that the insurer may be legally obligated to pay, or have denied an insured’s claim without conducting a proper investigation. When the insurer acts in bad faith, then an El Paso insurance lawyer can help you get the following legal remedies and damages:

1. Money the insurance company owes you under the policy.
2. “Extra contractual” damages or damages outside of and apart from the contract itself.

El Paso insurance lawyers encounter bad faith insurer practices in the following areas:

1. Disability Insurance
2. Life Insurance Policies
3. Health Insurance Policy Claims
4. Auto Insurance Claims
5. Property Damage Claims

El Paso Insurance Unfair Practices Attorneys Serve

Clients throughout Western Texas, including Anthony, Belen, Borderland, Buena Vista, Buford, Butterfield, Canutillo, Chaparral, Clint, El Paso, Ft. Bliss, Horizon City, Loma Terrace, Prado Verde, Santa Martina, Socorro, Sparks, Vinton, Westway, and other communities in El Paso County.